ہمین لکہۓ | صفح اول | 2424778-0321 state_life_policy.jpg ,progressive premium policy

Progressive Premium Policy

Joint Life Endowment Assurance
Under this Plan, policies are issued on the lives of two persons and simultaneously cover the risk on the lives of both for the sum assured. The sum assured plus bonuses is payable either at the end of the specified term or at earlier death of either of the assured persons.

Premiums are payable till the end of the specified term or till death of either of the assured persons, if earlier.
Notes:
(1) Two separate Proposal Fonns are required to be filled in by each of the persons applying for assurance under this plan.
(2)
(3)
Both the persons shall have to undergo the required medical examination etc. separately.
The basic rates of premium given are based on the equal ages of the two persons. If their ages differ, the equal ages will have to be determined as per the Uniform Seniority Table, given below:

UNIFORM SENIORITY TABLE

When difference

Deduct from

between the ages

the age

of two lives is

of the older life

0 to 1 Year

Nil

2 to 3 Years

1 Year

4 to 6 Years

2 Years

7 to 9 Years

3 Years

10 to 13 Years

4 Years

14 to 17 Years

5 Years

18 to 24 Years

6 Years

25 to 33 Years

7 Years

 


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